Financial Planner | Flexible Career Opportunity for Experienced Professionals

Before You Apply

Rencana Bijak Academy is a professional development program by PT Rencana Bijak Indonesia, a professional financial consulting company built on the Certified Financial Planner (CFP®) standard. The program opens a career path toward becoming a Certified Financial Planner (CFP®), including an individual insurance agency practice with our partner insurance companies, licensed by AAJI and/or AASI and registered with the Indonesian Financial Services Authority (OJK) under the applicable agency structure.

This is a performance-based business opportunity, not a salaried employment role. In return, you get greater flexibility to manage your schedule, work from anywhere, and build a long-term Financial Planning business with uncapped income potential.

You may pursue this opportunity either by building a full-time practice through our Career Switch Program (CSP) or alongside your current profession through our Dual Career Program (DCP).

About the Opportunity

At Rencana Bijak, we are committed to helping individuals and families build stronger financial foundations, planning before products, education before decisions.

As a Financial Planner and a business partner of related insurance companies, your primary focus is to educate clients, understand their financial goals, develop personalized financial plans, and help them implement those plans through appropriate financial solutions, including insurance products from our partner insurance companies when relevant.

What You'll Do

• Improve financial literacy through education and consultation.
• Understand clients' financial goals and priorities.
• Develop personalized Financial Plans.
• Recommend appropriate financial solutions, including insurance products from our partner insurance companies when relevant.
• Build long-term client relationships based on trust and professional advice.
• Continuously develop your expertise as a Financial Planning professional.

Choose Your Career Path

Both paths go through the same structured onboarding: Rencana Bijak Academy OVT + 16 mentoring sessions, mentorship, and business development.

• Career Switch Program (CSP): build your Financial Planning practice full-time, with an intensive onboarding pace.
• Dual Career Program (DCP): start your practice alongside your current profession, with a flexible schedule.

What You'll Gain

• A proven system to build your own Financial Planning business as a business partner of related insurance companies.
• Certification pathway AWP → RFP → CFP®, with scholarship opportunities for eligible participants.
• Access to the Rencana Bijak fee-based consulting ecosystem for certified CFPs (our Choice of Client model, where clients opt for fee-based consultations).
• One-on-one mentorship, practical business coaching, and a supportive professional network.
• Flexible working arrangements with control over your time and location.

Already a CFP®? This Unlocks for You

• Paid 1-on-1 consultations: Deliver fee-based financial consultations through the Rencana Bijak platform (your clients, your schedule, paid per session).

• Paid B2B teaching: Serve as an instructor in our corporate financial literacy training programs, with honorarium per program.

• Webinar speaking (pro bono): Speak at Rencana Bijak educational webinars, an education contribution that helps you earn your CPD (Continuing Professional Development) points under FPSB.

• Certification fee compensation: CFPs who complete the program requirements receive reimbursement of previously incurred CFP® certification costs, per our scholarship policy.

Who We're Looking For

• Indonesian citizen, eligible for AAJI/AASI licensing.
• Bachelor's degree.
• Passionate about personal finance or wealth management.
• Enjoy helping others make better financial decisions.
• Strong communication and interpersonal skills.
• Committed to continuous learning and professional growth.
• Value entrepreneurship and long-term relationship building.
• Previous experience in sales or customer service is an advantage but not required.

If you want to become a business partner of related insurance companies, build a meaningful profession, grow a long-term Financial Planning business, and make a positive impact on the financial well-being of individuals and families, we encourage you to apply.