Lead Engineer – FinTech

Lead Engineer FinTech

Company: SMPL AI (https://smpl.ai/)

Job Type: Full time, Remote

Experience: 8+ Years

Leadership Experience: Minimum 3 Years

Background: FinTech / Digital Payments / Crypto

About the Role

We are looking for an experienced, hands-on Lead Engineer with a strong background in FinTech,

digital payments, and financial technology integrations. The ideal candidate will combine

technical expertise with team leadership experience and have practical exposure to one or more

of the following: Keel, RAIN, Mawarid, Fireblocks, Thunes, digital wallets, stablecoins,

cryptocurrency, or foreign exchange (FX) use cases.

Key Responsibilities

• Lead, mentor, and manage a team of developers while remaining actively involved in coding, architecture, and technical problem-solving.

• Design, develop, and maintain scalable, secure, and high-performance FinTech applications and payment solutions.

• Integrate third-party payment platforms, digital wallets, crypto infrastructure, blockchain services, and financial APIs.

• Develop and manage solutions involving cross-border payments, digital assets, stablecoins, cryptocurrency transactions, and foreign exchange workflows.

• Drive technical architecture, code reviews, engineering best practices, testing, and deployment processes.

• Collaborate with product managers, business stakeholders, and other technical teams to translate business requirements into effective technical solutions.

• Ensure compliance with relevant security standards, financial regulations, and data protection requirements.

• Troubleshoot complex technical issues and continuously improve system performance, reliability, and scalability.
  
  

Required Qualifications

• 8+ years of software development experience, preferably within FinTech, digital payments, banking, or financial services.

• At least 3 years of experience leading a development team or managing technical delivery.

• Strong hands-on programming and software architecture skills, with experience in modern development frameworks, APIs, databases, and cloud technologies.

• Practical implementation or integration experience with at least one of the following: Keel, RAIN, or Mawarid; Fireblocks or Thunes; Digital wallets and payment gateways; Stablecoins, cryptocurrency, or blockchain-based financial solutions; Foreign exchange (FX), currency conversion, or cross-border payment use cases.

• Experience designing and integrating REST APIs, third-party services, and secure financial transaction systems.

• Strong understanding of application security, transaction processing, system reliability, and software development best practices.

• Excellent leadership, communication, analytical, and problem-solving skills.
  
  

Preferred Qualifications

• Experience with payment orchestration, ledger systems, reconciliation, liquidity management, or transaction monitoring.

• Familiarity with cloud infrastructure, CI/CD pipelines, microservices, and event-driven architectures.

• Experience working in agile development environments and delivering production-grade financial technology products.
  
  

Ideal Candidate

A technically strong and hands-on engineering leader who can guide a development team, make sound architectural decisions, and deliver secure, scalable FinTech solutions with practical experience in at least one of the specified platforms or financial technology use cases.

About SMPL

SMPL is a forward-thinking investment and venture-building group focused on developing, investing in, and scaling innovative businesses across AI, technology, and other high-growth industries.

We combine investment expertise, technology innovation, and operational support to build scalable businesses and accelerate the growth of our portfolio companies.