Medical Underwriting Consultant

About Underwriting.ae

Underwriting.ae is developing a technology platform designed to modernize medical insurance underwriting and the wider insurance lifecycle.

We're looking for an experienced UAE Medical Underwriting Consultant to help evaluate, refine, and strengthen our existing underwriting capabilities.

This is a hands-on advisory opportunity for someone who understands how underwriting actually works, not just how it is managed.

What You'll Do

• Review our existing Group, SME, and Individual medical underwriting workflows.
• Evaluate New Business and Renewal underwriting processes.
• Identify manual inefficiencies, bottlenecks, and opportunities for automation.
• Advise on risk assessment, pricing, claims analysis, negotiations, and underwriting decisions.
• Help define business rules, exceptions, and product requirements.
• Test platform functionality and provide structured recommendations.
• Help shape the direction of future underwriting capabilities.

Who We're Looking For

• At least 5 years of hands-on UAE medical insurance underwriting experience.
• Strong working knowledge of group medical underwriting, preferably including SME and Individual products.
• Practical experience with quotations, technical pricing, claims experience, and underwriting decisions.
• Familiarity with DHA and/or DOH insurance requirements.
• Someone who understands the day-to-day challenges faced by underwriters.
• Comfortable translating real operational problems into clear, actionable recommendations.

(Experience exclusively outside the UAE or in non-medical lines of insurance will not meet the requirements.)

Engagement Details

• Location: UAE-based, remote.
• Type: Paid, part-time consulting.
• Commitment: Approximately 2–3 hours per week.
• Initial engagement: 3 months, with potential for extension.
• Compensation: Hourly, discussed with shortlisted candidates.
• Flexible scheduling, subject to applicable employment and professional obligations.

This is an opportunity to apply your underwriting experience to a product being built around the realities of the insurance industry.