Senior Marine Insurance Specialist

Location: United Arab Emirates (Remote)

Employment Type: Full-Time

Work Arrangement: 100% Remote — Work From Home

Level: Senior

We are seeking an experienced Senior Marine Insurance Specialist to support marine insurance underwriting operations, policy administration, risk analysis, and claims coordination. This role focuses on reviewing marine insurance submissions, analyzing vessel and cargo documentation, assessing exposure information, monitoring policy conditions, and coordinating with insurers, brokers, shipowners, freight operators, and other maritime stakeholders.

The successful candidate will have strong knowledge of marine insurance products, cargo and hull coverage, maritime risk documentation, and international shipping practices. Working fully remotely, the specialist will provide technical analysis, documentation review, portfolio monitoring, and operational coordination while supporting effective risk management and insurance service delivery.

• Review marine insurance submissions involving cargo, hull and machinery, marine liability, freight, and related maritime risks.
• Analyze vessel particulars, cargo descriptions, voyage details, shipping documents, and supporting risk information.
• Review marine insurance policy wordings, endorsements, warranties, exclusions, deductibles, limits, and coverage conditions.
• Support the analysis of marine risk exposures, voyage characteristics, cargo values, vessel profiles, and operational information.
• Coordinate with brokers, underwriters, shipowners, charterers, freight forwarders, logistics providers, and insurance partners.
• Review cargo documentation, bills of lading, commercial invoices, packing lists, shipping instructions, and related records.
• Support marine claims administration through documentation review, evidence analysis, case tracking, and coordination with loss adjusters.
• Monitor policy renewals, endorsements, premium records, coverage changes, and outstanding documentation.
• Analyze marine insurance portfolio performance, claims trends, loss ratios, and exposure reports.
• Identify inconsistencies, incomplete submissions, unusual risk indicators, and potential policy compliance issues.
• Prepare marine risk summaries, policy documentation, portfolio reports, and management information.
• Maintain accurate digital records of submissions, policy changes, claims correspondence, and underwriting support activities.
• Monitor developments in maritime trade, shipping operations, marine insurance markets, and relevant regulatory requirements.
• Support internal and external audits by organizing insurance records, reviewing documentation, and tracking corrective actions.
• Recommend improvements to marine insurance workflows, documentation standards, risk monitoring, and service quality.

• Bachelor's degree in Insurance, Maritime Studies, Marine Engineering, Business Administration, Finance, Risk Management, or a related discipline.
• Significant experience in marine insurance, marine underwriting support, cargo insurance, hull insurance, or maritime risk administration.
• Strong understanding of marine insurance products, policy conditions, exclusions, warranties, and coverage structures.
• Experience reviewing vessel documentation, cargo records, shipping contracts, bills of lading, and voyage-related information.
• Knowledge of maritime operations, international shipping practices, cargo transportation, and marine risk factors.
• Familiarity with marine claims documentation, loss adjustment workflows, and insurance settlement processes.
• Understanding of relevant marine insurance regulations, international maritime conventions, and applicable UAE insurance requirements.
• Experience using insurance administration platforms, policy management systems, document management tools, and reporting applications.
• Strong analytical, documentation review, communication, and problem-solving skills.
• Ability to interpret complex policy provisions and identify potential risk exposures or coverage inconsistencies.
• High standards of accuracy, confidentiality, organization, and professional judgment.
• Ability to coordinate effectively with international stakeholders and manage multiple priorities in a fully remote environment.

• A fully remote, work-from-home position.
• Competitive compensation based on qualifications and relevant experience.
• Opportunities to support international marine insurance and maritime risk operations.
• Exposure to cargo, hull, liability, and specialist marine insurance products.
• Professional development and opportunities to strengthen technical insurance expertise.
• A collaborative environment focused on risk awareness, service quality, and operational excellence.

Interested candidates should submit an updated CV highlighting their experience in marine insurance, cargo and hull coverage, maritime risk analysis, policy administration, and claims coordination.

Application Subject: Application – Senior Marine Insurance Specialist (UAE Remote)

Candidates should confirm applicable employment arrangements, residency requirements, and work authorization before accepting an offer.

Important Scope of Responsibilities: This is a fully remote insurance analysis, documentation review, portfolio monitoring, and operational coordination role. Physical vessel inspections, cargo surveys, damage assessments, seaworthiness examinations, port visits, maritime safety inspections, and on-site investigations must be performed by qualified local marine surveyors, engineers, or other authorized professionals. Binding underwriting decisions, policy issuance commitments, coverage determinations, claims acceptance or repudiation, settlement agreements, reinsurance commitments, payment releases, regulated insurance advice, formal regulatory filings, legal representation, and statutory certifications or sign-offs must be completed by appropriately licensed or authorized insurance, underwriting, actuarial, maritime, legal, or compliance professionals.