Personal loan Officer

Company Description Century Bank Brokers, part of Century Financial, is a leading provider of investment and banking solutions across the MENA region, backed by nearly three decades of industry presence. The company focuses on facilitating asset and liability products for partner banks, including credit cards, personal loans, mortgages, retail and SME accounts, and commercial lending solutions. Its services support both individual and non-individual clients with business loans and trade and working capital funding. Managed by a team of experienced bankers with over 150 years of combined expertise, Century Bank Brokers delivers sales-led acquisition activities and tailored solutions that align with clients’ specific financial needs.
Role Description This is a full-time Personal Loan Officer role based in Dubai, United Arab Emirates, with a hybrid work arrangement that allows some work from home. The Personal Loan Officer will be responsible for identifying prospective clients, explaining personal loan products, and guiding applicants through the end-to-end loan origination process. Day-to-day tasks include evaluating client financial profiles, collecting and verifying documentation, coordinating underwriting decisions, and ensuring compliance with internal policies and regulatory requirements. The role also involves maintaining strong relationships with customers and partner banks, providing clear, professional communication, and meeting agreed sales and service targets. The Personal Loan Officer will collaborate with internal teams to streamline processes, resolve issues quickly, and deliver an efficient, customer-focused lending experience.
Qualifications

• Demonstrated experience in loan officer or similar lending roles, with a strong understanding of personal loan products and processes.
• Solid foundation in finance and credit assessment, including the ability to interpret income, liabilities, and risk indicators.
• Exposure to underwriting practices and decision-making, with attention to regulatory and compliance standards.
• Strong customer service skills, including clear communication, active listening, and a consultative approach to client needs.
• Hands-on experience with loan origination systems and documentation, ensuring accuracy and timely completion of applications.
• Excellent interpersonal and negotiation skills, with the ability to build rapport and maintain professional relationships with clients and partner banks.
• Organizational and time-management abilities to handle multiple applications, follow-ups, and deadlines efficiently.
• Proficiency in English; Arabic or other regional languages are an advantage.
• Comfort with hybrid work arrangements, including self-directed work from home and in-office collaboration in Dubai.
• Bachelor’s degree in Finance, Business, Economics, or a related field preferred; relevant certifications in banking or credit are a plus.