Senior Commercial Analyst

Senior Commercial Analyst – Cards Existing Customer

Location: United Kingdom remote

Rate: Up to £450 per day, Inside IR35

Contract Duration: 12 Months

Working Pattern: Full-Time

Start Date: ASAP

About the Role

We are seeking an experienced Senior Commercial Analyst to join an established Cards Existing Customer Strategy team, supporting the development and delivery of commercial strategies for an existing credit card customer portfolio.

The successful candidate will play a key role in developing and implementing credit limit strategies, initially focusing on Credit Limit Increases and Credit Limit Decreases. You will use data-driven insights to identify commercial opportunities, develop strategic recommendations and deliver initiatives that improve portfolio performance.

Working closely with a dedicated Strategy Manager and wider stakeholders, you will take ownership of analytical activities and help drive initiatives forward. This is a collaborative role, requiring someone who can combine strong technical analytical skills with commercial awareness and sound judgement.

Key Responsibilities

• Develop and deliver credit limit strategies for existing credit card customers, initially focusing on Credit Limit Increase and Credit Limit Decrease activity.
• Drive existing and new strategic initiatives forward, translating portfolio insights and opportunities into commercially viable solutions.
• Build data-driven hypotheses and present findings and recommendations to key stakeholders.
• Implement agreed strategies using SAS programming, monitoring performance and identifying opportunities for improvement.
• Design and deliver test-and-learn activities within existing customer strategies.
• Analyse performance across new and existing customer segmentations, recommending appropriate strategic changes.
• Challenge existing data, assumptions and strategies to identify opportunities and improve decision-making.
• Work collaboratively with the wider team and Strategy Manager to ensure initiatives are delivered effectively.

Essential Skills & Experience

• Strong analytical capabilities combined with sound commercial judgement.
• Proven experience developing or delivering credit strategies.
• Strong hands-on experience using SAS, including coding, data manipulation and analysis.
• Advanced Excel skills and experience using Power BI to produce analytical outputs and reporting.
• Experience working with large datasets to identify trends, opportunities and actionable insights.
• Ability to translate complex analytical findings into