Senior Financial Accountant

About Our Client

Our client is a growing international financial services organization operating within the lending and consumer finance sector. The company supports a dynamic and data-driven finance function that works closely with business, treasury, risk, and technology teams to deliver accurate financial reporting, regulatory compliance, and financial control across multiple jurisdictions. With strong collaboration between its UK and Manila teams, the organization offers professionals the opportunity to gain exposure to complex financial instruments, technical accounting, finance transformation initiatives, and modern data technologies within a fast-paced financial services environment.

About the Role

We are looking for a Senior Financial Accountant with strong experience in financial reporting, financial control, technical accounting, and financial services accounting. This role is ideal for accounting professionals who enjoy combining traditional accounting expertise with financial modelling, data analytics, automation, and process improvement.

Location: Taguig City

Work Setup: Hybrid (3 days onsite per week)

Schedule: Midshift

Key Responsibilities

• Prepare, review, and post accounting entries and journal adjustments to support accurate monthly financial reporting.
• Support month-end close activities, financial analysis, variance investigations, and management reporting.
• Take ownership of key accounting judgement areas, particularly EIR and ECL calculations, ensuring accuracy, completeness, and compliance with approved methodologies.
• Execute, review, and enhance financial models and accounting calculations, including validation of inputs, outputs, reconciliations, and exception analysis.
• Prepare supporting accounting entries, documentation, reconciliations, and audit-ready workpapers for assigned accounting areas.
• Maintain and improve financial reporting processes, dashboards, and data solutions using Microsoft Fabric and related technologies.
• Apply IFRS, particularly IFRS 9 Financial Instruments, to loan accounting, impairment provisioning, and amortized cost accounting activities.
• Support hedge accounting activities, including reconciliations, supporting schedules, accounting entries, disclosures, and audit requirements.
• Prepare balance sheet reconciliations and investigate unusual movements, aged items, and reconciling differences.
• Support statutory reporting, regulatory reporting, and external audit requirements for both UK and Manila operations.
• Prepare financial presentations, management reports, and analysis for senior stakeholders.
• Collaborate with Risk, Treasury, Technology, Tax, Compliance, and external advisers on accounting, modelling, and reporting matters.
• Identify opportunities to improve financial controls, automate processes, and enhance reporting through technology, data analytics, AI, and process optimization initiatives.

Qualifications

• Bachelor's degree in Accountancy, Finance, Economics, Mathematics, Data Science, or a related field.
• Professional accounting qualification such as CPA, ACCA, CA, or equivalent.
• Relevant experience within a bank, lending institution, fintech, consumer finance company, mortgage lender, or other financial services organization.
• Strong understanding of IFRS, particularly IFRS 9 Financial Instruments.
• Proven experience in monthly financial reporting, journal preparation, account reconciliations, and balance sheet substantiation.
• Experience working with financial models, data validation, reconciliations, and financial analysis.
• Strong analytical and problem-solving abilities with the ability to investigate and explain complex financial movements.
• Excellent communication skills and experience working with cross-functional stakeholders across different locations.
• Advanced Excel skills and experience preparing management reports and presentations.
• Ability to manage competing priorities while maintaining high levels of accuracy and control.

Preferred Qualifications

• Experience applying IFRS 9 within a banking or financial services environment.
• Hands-on experience with EIR and/or ECL calculations and financial models.
• Exposure to loan portfolio accounting, consumer lending, mortgage lending, or securitization structures.
• Experience with Python, Microsoft Fabric, Power BI, SQL, or other data and reporting technologies.
• Experience supporting regulatory reporting, statutory reporting, and external audits.
• Background working in multinational, shared services, or internationally focused finance organizations.

Preferred Backgrounds

Candidates with experience in any of the following areas are encouraged to apply:

• Banking Finance and Financial Control
• IFRS 9 Accounting
• Financial Reporting and Regulatory Reporting
• Consumer Lending or Mortgage Finance
• Credit Risk Finance
• Product Control
• Treasury Finance
• Financial Modelling and Analytics
• Finance Transformation
• Fintech or Digital Banking Finance Functions

Important Candidate Consideration

This role prioritizes candidates with a strong combination of financial accounting expertise, IFRS 9 knowledge, and experience within banking, lending, or financial services environments. Candidates whose experience is limited to general accounting, accounts payable, accounts receivable, payroll, tax compliance, or non-financial services industries without exposure to loan accounting, financial instruments, financial controls, or financial reporting may not be the best fit.

Profiles with hands-on experience in IFRS 9, ECL, EIR, loan portfolio accounting, financial modelling, regulatory reporting, finance transformation, Python, Microsoft Fabric, Power BI, or data-driven finance functions will be highly preferred. This role requires an individual who can bridge accounting, financial analysis, controls, and technology while working effectively with both Manila- and UK-based stakeholders.