Senior Regulatory Capital Calculation Specialist

Job Title: Senior Regulatory Capital Calculation Specialist

Location: UAE (Remote)

Employment Type: Full-Time

Work Arrangement: Fully Remote

Level: Senior

About Us

We are seeking an experienced Senior Regulatory Capital Calculation Specialist to support regulatory capital calculations, capital adequacy assessments, and compliance reporting within a financial services environment. This role is ideal for a detail-oriented professional with strong knowledge of regulatory capital frameworks, risk-weighted assets, and prudential reporting requirements.

The successful candidate will play a key role in ensuring the accuracy, consistency, and timeliness of regulatory capital calculations while supporting compliance with applicable UAE regulatory requirements and relevant international standards.

Key Responsibilities

• Prepare, review, and validate regulatory capital calculations in accordance with applicable regulatory frameworks and internal policies.
• Calculate and analyze capital adequacy ratios, risk-weighted assets (RWA), capital buffers, and eligible regulatory capital components.
• Assess the regulatory treatment of credit risk, market risk, operational risk, and other applicable risk exposures.
• Reconcile regulatory capital data with financial statements, general ledger balances, risk systems, and supporting schedules.
• Review the classification and eligibility of Common Equity Tier 1 (CET1), Additional Tier 1 (AT1), and Tier 2 capital instruments, where applicable.
• Monitor changes in regulatory requirements and assess their impact on capital calculations, reporting processes, and capital planning.
• Investigate discrepancies, unusual movements, and calculation exceptions, implementing corrective actions where necessary.
• Prepare regulatory submissions, management reports, capital analysis, and supporting documentation for internal and external review.
• Collaborate with Finance, Risk, Treasury, Compliance, and Regulatory Reporting teams to ensure data integrity and consistent reporting.
• Maintain calculation methodologies, process documentation, control evidence, and audit trails.
• Support internal audits, external audits, regulatory examinations, and requests for additional capital information.
• Identify opportunities to improve calculation models, automate recurring processes, and strengthen internal controls.

Qualifications and Experience

• Bachelor's degree in Finance, Accounting, Economics, Banking, Mathematics, or a related discipline.
• Professional qualifications such as ACCA, CPA, CFA, FRM, or equivalent are advantageous.
• Significant experience in regulatory capital calculations, capital adequacy reporting, prudential reporting, or financial risk management.
• Strong understanding of Basel regulatory standards and their application to capital requirements and risk-weighted assets.
• Familiarity with UAE Central Bank regulations or other relevant regional regulatory requirements is highly desirable.
• Experience calculating capital ratios, assessing regulatory capital eligibility, and analyzing risk exposure data.
• Strong knowledge of financial reporting, balance sheet structures, reconciliation procedures, and regulatory controls.
• Proficiency in Microsoft Excel, including advanced formulas, data analysis, and financial modeling.
• Experience with banking systems, regulatory reporting platforms, SQL, Power BI, or other data analysis tools is an advantage.
• Excellent analytical, problem-solving, documentation, and communication skills.
• Ability to manage multiple reporting deadlines while maintaining a high level of accuracy and confidentiality.
• Comfortable working independently in a remote environment and coordinating with cross-functional teams.

Key Performance Indicators (KPIs)

• Calculation Accuracy: Maintain a high level of accuracy across regulatory capital calculations and supporting schedules.
• Reporting Timeliness: Complete assigned calculations and regulatory submissions within established deadlines.
• Reconciliation Quality: Resolve discrepancies between regulatory capital data, financial records, and risk systems promptly.
• Regulatory Compliance: Ensure calculations reflect applicable regulatory rules and approved internal methodologies.
• Issue Resolution: Identify, investigate, and resolve calculation exceptions and data-quality issues efficiently.
• Audit Readiness: Maintain complete supporting documentation, transparent calculation methodologies, and reliable audit trails.
• Process Improvement: Contribute to automation, workflow optimization, and improvements in reporting efficiency.
• Control Effectiveness: Support the consistent execution of capital calculation controls and reduce recurring errors.

What We Offer

• Competitive compensation based on qualifications and relevant experience.
• Fully remote working arrangements within the UAE-based role structure.
• Opportunities to work on regulatory capital, prudential reporting, and financial risk management initiatives.
• A professional environment that values technical expertise, accountability, and continuous improvement.
• Access to ongoing learning and development in regulatory reporting and capital management.
• Collaboration with experienced Finance, Risk, Treasury, and Compliance professionals.
• Opportunities to contribute to process enhancements and strengthen regulatory reporting standards.

How to Apply

Interested candidates are invited to submit their updated CV along with a brief summary of their experience in regulatory capital calculations, Basel capital requirements, risk-weighted assets, and capital adequacy reporting.

Please highlight relevant regulatory frameworks, reporting systems, professional qualifications, and examples of process improvements or control enhancements you have supported.

Email Subject Line: Application – Senior Regulatory Capital Calculation Specialist (UAE Remote)

• We welcome applications from qualified professionals who demonstrate strong technical knowledge, attention to detail, and a commitment to accurate and compliant regulatory capital reporting.