Senior Reinsurance Treaty Specialist

Job Title: Senior Reinsurance Treaty Specialist

Location: United Arab Emirates (Remote)

Employment Type: Full-Time

Work Arrangement: 100% Remote — Work From Home

Level: Senior

About the Role

We are seeking an experienced Senior Reinsurance Treaty Specialist to support the administration, analysis, and technical oversight of reinsurance treaty arrangements. The role focuses on reviewing treaty wording, monitoring contractual obligations, analyzing ceded and assumed reinsurance portfolios, reconciling premium and claims information, and coordinating treaty-related documentation with insurers, reinsurers, brokers, and internal stakeholders.

The successful candidate will help maintain accurate treaty records, assess contractual and operational exposures, monitor renewal activities, and strengthen reinsurance administration controls. This is a fully remote position focused on digital documentation, financial analysis, portfolio monitoring, reporting, and virtual coordination.

Key Responsibilities

• Review and administer proportional and non-proportional reinsurance treaty documentation, including quota share, surplus, excess-of-loss, and stop-loss arrangements.
• Analyze treaty terms, conditions, exclusions, limits, retentions, reinstatements, and attachment points.
• Maintain accurate digital records of treaty agreements, endorsements, schedules, amendments, and related correspondence.
• Monitor treaty inception dates, expiry dates, renewal deadlines, reporting requirements, and contractual obligations.
• Review ceded and assumed reinsurance premium calculations, commission structures, and applicable adjustments.
• Reconcile treaty premium statements, bordereaux, claims records, and settlement information.
• Analyze treaty utilization, exposure accumulation, loss development, and portfolio performance.
• Review reinsurance claims submissions and supporting documentation for consistency with treaty provisions.
• Monitor recoverables, outstanding balances, cash calls, and settlement status in coordination with relevant finance and claims teams.
• Investigate discrepancies involving treaty premiums, commissions, claims allocations, and recoverable balances.
• Support the preparation and review of treaty renewal submissions, market presentations, and supporting exposure information.
• Coordinate treaty placement and renewal documentation with brokers, reinsurers, cedants, and internal underwriting teams.
• Evaluate treaty performance using historical claims experience, loss ratios, exposure data, and portfolio trends.
• Support the identification and escalation of potential coverage disputes, contractual ambiguities, and treaty interpretation issues.
• Monitor changes in reinsurance market conditions, contractual practices, and applicable regulatory requirements.
• Prepare treaty performance reports, reconciliation summaries, exposure analyses, and management dashboards.
• Support internal audits, operational risk assessments, and reinsurance control reviews.
• Collaborate with underwriting, actuarial, finance, claims, legal, and compliance teams to resolve treaty administration issues.
• Recommend improvements to treaty administration workflows, documentation standards, reporting controls, and data quality.
• Maintain confidentiality and ensure appropriate handling of commercially sensitive reinsurance information.

Qualifications and Experience

• Bachelor's degree in Insurance, Risk Management, Finance, Accounting, Actuarial Science, Business Administration, or a related discipline.
• Typically 7–10 years of relevant experience in reinsurance treaty administration, reinsurance operations, underwriting support, or insurance portfolio management.
• Strong understanding of proportional and non-proportional treaty structures and their contractual mechanics.
• Experience reviewing treaty slips, wordings, endorsements, schedules, premium statements, and claims bordereaux.
• Knowledge of reinsurance premium calculations, ceding commissions, reinstatement premiums, retentions, limits, and recoverables.
• Understanding of treaty claims allocation, loss notifications, cash calls, and settlement processes.
• Experience analyzing treaty performance, loss ratios, portfolio exposures, and reinsurance utilization.
• Familiarity with insurance and reinsurance regulatory requirements applicable in the UAE and relevant international markets.
• Knowledge of reinsurance accounting, reconciliation processes, and financial reporting principles.
• Experience using reinsurance administration platforms, insurance systems, ERP tools, and advanced spreadsheet applications.
• Strong analytical, numerical, and problem-solving capabilities.
• Excellent technical writing, documentation review, and contractual interpretation skills.
• Ability to coordinate effectively with international stakeholders across different time zones.
• Proficiency in Microsoft Excel, reporting tools, and digital document management systems.
• High standards of accuracy, confidentiality, and professional integrity.

What We Offer

• Fully remote working arrangement based in the UAE employment context.
• Opportunity to work with international reinsurance arrangements and complex treaty structures.
• Exposure to underwriting, actuarial, claims, and reinsurance financial operations.
• Professional development and opportunities to strengthen technical reinsurance expertise.
• Competitive compensation based on qualifications and relevant experience.

How to Apply

Interested candidates should submit an updated CV highlighting their reinsurance treaty experience, knowledge of treaty structures, relevant insurance qualifications, and experience with premium and claims reconciliation.

Application Subject: Application – Senior Reinsurance Treaty Specialist (UAE Remote)

• Candidates should confirm applicable employment arrangements, residency requirements, and work authorization before accepting an offer. Physical handling of original treaty documents and in-person operational activities, where required, must be undertaken by qualified local personnel. Binding treaty placement commitments, reinsurance contract execution, coverage dispute determinations, settlement authorizations, regulatory filings, formal actuarial certifications, and statutory financial reporting sign-offs must be completed or approved by appropriately licensed or authorized professionals.