Senior Reinsurance Treaty Specialist

Job Title: Senior Reinsurance Treaty Specialist

Location: United Arab Emirates (Remote)

Employment Type: Full-Time

Work Arrangement: 100% Remote — Work From Home

Level: Senior

About the Role

We are seeking an experienced Senior Reinsurance Treaty Specialist to support the structuring, administration, analysis, and monitoring of reinsurance treaty arrangements. This role focuses on treaty documentation, contractual terms, ceded premium calculations, recoverables, claims bordereaux, renewal coordination, and reinsurer relationship support. The successful candidate will work remotely with insurers, reinsurers, brokers, actuarial teams, underwriting departments, and finance stakeholders to maintain accurate treaty records, strengthen reinsurance controls, and support effective risk transfer and portfolio protection.

Key Responsibilities

• Coordinate the administration and ongoing monitoring of proportional and non-proportional reinsurance treaty arrangements.
• Review treaty documentation, including quota share, surplus, excess-of-loss, stop-loss, and other reinsurance structures.
• Analyse treaty terms, conditions, exclusions, limits, retention levels, reinstatements, and coverage periods.
• Review reinsurance slips, treaty wordings, endorsements, amendments, and supporting contractual documentation.
• Coordinate treaty placement and renewal documentation with reinsurance brokers, reinsurers, and internal underwriting teams.
• Review ceded premium calculations, commission structures, profit commissions, brokerage deductions, and other treaty-related financial components.
• Monitor treaty utilisation, capacity, exposure limits, and remaining coverage across relevant insurance portfolios.
• Review claims bordereaux, premium bordereaux, and other periodic treaty reporting submissions for completeness and accuracy.
• Reconcile ceded premiums, paid claims, outstanding recoverables, and settlement balances against reinsurer statements.
• Investigate discrepancies involving treaty allocations, premium adjustments, recoverable calculations, and claims settlements.
• Monitor reinsurance recoverables and coordinate follow-ups on outstanding balances with reinsurers and brokers.
• Support the preparation of treaty performance reports, renewal analyses, exposure summaries, and management dashboards.
• Coordinate with actuarial and underwriting teams to review portfolio data, loss experience, treaty performance, and renewal requirements.
• Assist with catastrophe exposure reporting, accumulation monitoring, and reinsurance programme analysis.
• Maintain accurate treaty databases, contractual records, placement information, and renewal documentation.
• Monitor treaty deadlines, reporting obligations, premium payment schedules, and contractual notification requirements.
• Support the review of reinsurance accounting entries, financial reconciliations, and period-end reporting.
• Identify operational and contractual risks and recommend improvements to treaty administration procedures.
• Assist with internal and external audits by preparing treaty records, reconciliations, supporting schedules, and control evidence.
• Provide technical guidance to reinsurance operations and finance teams on treaty structures, documentation, and administrative requirements.

Qualifications and Experience

• Bachelor's degree in Insurance, Finance, Accounting, Risk Management, Actuarial Science, or a related discipline.
• Significant experience in reinsurance treaty administration, reinsurance operations, insurance underwriting support, or reinsurance accounting.
• Strong understanding of proportional and non-proportional treaty structures and their application across insurance portfolios.
• Practical experience reviewing treaty slips, wordings, endorsements, coverage limits, exclusions, and contractual conditions.
• Knowledge of ceded premium calculations, commissions, reinstatement premiums, and treaty-related financial adjustments.
• Experience handling premium bordereaux, claims bordereaux, recoverables, and reinsurer account reconciliations.
• Understanding of reinsurance placement, renewal processes, broker coordination, and reinsurer reporting requirements.
• Familiarity with insurance portfolio analysis, loss ratios, exposure data, and treaty performance monitoring.
• Knowledge of reinsurance accounting principles and relevant insurance regulatory requirements in the UAE.
• Proficiency in Microsoft Excel, insurance administration systems, reinsurance platforms, and financial reporting tools.
• Strong analytical, numerical, and problem-solving skills with excellent attention to detail.
• Ability to interpret complex contractual documentation and identify potential coverage or administration issues.
• Excellent written and verbal communication skills and the ability to coordinate with international stakeholders.
• Relevant professional qualifications in insurance, reinsurance, or risk management are an advantage.

What We Offer

• A fully remote working arrangement based in the UAE.
• Competitive compensation aligned with experience and reinsurance expertise.
• Opportunities to work with complex treaty structures and international reinsurance partners.
• Exposure to portfolio risk analysis, treaty renewals, and reinsurance programme optimisation.
• Opportunities for professional development and career progression within the insurance and reinsurance sector.

How to Apply

Interested candidates should submit an up-to-date CV highlighting their experience in reinsurance treaty administration, treaty documentation, ceded premium calculations, recoverables management, and reinsurer coordination.

Application Subject: Application – Senior Reinsurance Treaty Specialist (UAE Remote)

Candidates should confirm applicable employment arrangements, residency requirements, and work authorization before accepting an offer. Formal treaty execution, regulated reinsurance placements, binding contractual commitments, and statutory or regulatory submissions must be completed or approved by appropriately authorised personnel.