Senior Risk Officer in Enterprise Risk | SEB, Tallinn

At SEB bank we play an important role in which businesses thrive in the Baltic countries and the sustainable actions they take. We work together with more than 1.5 million private customers in Estonia, Latvia and Lithuania to provide for their financial needs. Our goal is to support people, local businesses, and society in the pursuit of a better future. Today and for generations to come. Do you want to create a positive impact where it matters most? Welcome to SEB bank. As Senior Risk Officer in Enterprise Risk , you will be part of a team responsible for developing and maintaining key risk management frameworks, including risk appetite, capital, pricing, climate risk, and other overarching enterprise risk frameworks across Baltics. In this role, you will take an active part in risk monitoring, assessment and reporting, and contribute to the design, maintenance and continuous enhancement of the core risk management frameworks, capital planning concepts and cross-risk oversight processes that support strategic decision-making. Your responsibilities will include: Own and improve enterprise risk frameworks (e.g. the risk appetite framework and bank-wide key risk indicators) aligned with strategy and regulation Lead risk identification, materiality assessment and forward-looking deep dives; propose mitigations Support capital and liquidity adequacy, stress testing and recovery planning; provide second line oversight and challenge Maintain internal capital analysis, methodology and reporting to support strategic decisions Deliver consistent, insightful enterprise risk reporting for management Partner with and challenge stakeholders across the first and second lines of defence to strengthen risk culture and governance To thrive in this role, we believe you have: University degree in economics, finance, mathematics, statistics, risk management, business administration, or similar Experience in risk or capital management, or a related area (preferably in banking or financial services) Understanding of risk frameworks and how they support strategy, planning and decision-making Familiarity with capital adequacy and stress testing concepts Ability to turn complex topics into clear, management-ready insights and communicate with senior stakeholders Strong analytical skills and a structured approach to data, indicators and forward-looking assessments High ownership, integrity and attention to detail, with a continuous improvement mindset What we offer? A role with broad visibility and close collaboration with senior stakeholders across the bank functions Professional, supportive team environment with strong risk expertise and a culture of constructive challenge Learning and development opportunities to support your growth Competitive compensation and benefits package Interested ? Welcome to our inclusive culture, where our shared values inspire and uplift our team. We celebrate diversity and strive to ensure every employee feels seen, heard, and valued . Since we select candidates continuously, feel free to send in your application today, but no later than July 29th, 2026. Learn more about working at SEB Career | SEB ​ It is our fundamental belief that inclusion and diversity is crucial for our future success. We strive to have an inclusive, value-driven culture where employees feel valued, respected and involved irrespective of who they are, what they believe or where they come from. ​