Senior Financial Risk Specialist

We're Hiring: Senior Financial Risk Specialist

Location: United Arab Emirates (Remote)

Employment Type: Full-Time

Experience Level: Senior

Work Arrangement: Fully Remote

About Us

We are a globally focused organization committed to maintaining strong financial resilience, disciplined risk management, regulatory compliance, and sustainable business performance across diverse markets.

Our teams collaborate across Risk, Finance, Treasury, Investment Management, Credit, Compliance, Operations, Internal Audit, and senior leadership to identify financial risks, assess potential impacts, strengthen controls, and support informed strategic decision-making.

The Role

We are seeking an experienced Senior Financial Risk Specialist to lead financial-risk identification, measurement, monitoring, analysis, reporting, and mitigation across the organization.

The ideal candidate will combine strong quantitative and financial expertise with practical risk-management experience to assess market, credit, liquidity, interest-rate, foreign-exchange, counterparty, funding, and other material financial risks. The role will provide independent analysis, develop risk indicators and stress-testing frameworks, monitor risk exposures, and support management in maintaining risk within approved appetite and limits.

Key Responsibilities

• Develop and implement financial-risk management frameworks, policies, methodologies, and procedures.
• Identify, assess, quantify, monitor, and report material financial risks across the organization.
• Maintain a comprehensive financial-risk taxonomy covering market, credit, liquidity, interest-rate, foreign-exchange, counterparty, funding, investment, and other relevant risks.
• Assess financial risks arising from business activities, investments, financing arrangements, treasury operations, and strategic initiatives.
• Develop risk assessment methodologies aligned with organizational risk appetite and regulatory expectations.
• Establish and monitor financial-risk limits, thresholds, triggers, and escalation procedures.
• Monitor market-risk exposures across currencies, interest rates, securities, commodities, and other applicable financial instruments.
• Analyze foreign-exchange exposures and assess the potential financial impact of currency movements.
• Monitor interest-rate risk arising from assets, liabilities, investments, debt, and funding structures.
• Assess liquidity risk, cash-flow requirements, funding gaps, and liquidity stress exposures.
• Monitor short-term and long-term liquidity positions and identify potential liquidity vulnerabilities.
• Assess refinancing, funding concentration, maturity mismatch, and rollover risks.
• Monitor credit exposures to customers, financial institutions, counterparties, issuers, and investment partners.
• Conduct counterparty credit assessments using financial, qualitative, market, and external-credit information.
• Establish and monitor counterparty limits and exposure thresholds.
• Analyze concentration risks across counterparties, sectors, geographies, currencies, products, and asset classes.
• Monitor investment portfolios for market, credit, liquidity, concentration, and valuation risks.
• Support investment teams in assessing the risk characteristics of proposed investments and portfolio changes.
• Conduct stress testing and scenario analysis across relevant financial-risk categories.
• Develop adverse scenarios covering market shocks, interest-rate changes, currency movements, liquidity stress, credit deterioration, and funding disruptions.
• Assess the financial and capital impact of stress scenarios and identify management actions.
• Perform sensitivity analysis to identify key risk drivers and potential areas of vulnerability.
• Develop and maintain financial-risk models, analytical tools, dashboards, and reporting frameworks.
• Validate key assumptions, data inputs, methodologies, and calculations used in financial-risk analysis.
• Monitor risk-adjusted performance indicators and evaluate financial returns relative to risk exposure.
• Analyze value-at-risk, expected shortfall, duration, sensitivity, exposure-at-default, loss estimates, liquidity metrics, and other applicable measures.
• Monitor daily, weekly, and monthly financial-risk positions according to business requirements.
• Investigate material movements in financial-risk exposures and identify underlying drivers.
• Review financial-market developments and assess their potential impact on organizational risk.
• Monitor macroeconomic, monetary-policy, geopolitical, regulatory, and market developments relevant to financial risk.
• Provide timely risk assessments during periods of significant market volatility or financial stress.
• Support treasury activities involving liquidity, cash management, foreign exchange, funding, and interest-rate risk.
• Collaborate with Finance and Treasury teams on cash-flow forecasting and liquidity-risk analysis.
• Assess the financial-risk implications of debt facilities, refinancing activities, guarantees, and other funding arrangements.
• Support evaluation of hedging strategies and financial-risk mitigation techniques where applicable.
• Review derivative and hedging exposures and monitor their effectiveness against approved objectives.
• Assess risks associated with financial contracts, structured transactions, and complex financing arrangements.
• Monitor financial-risk exposures against approved risk appetite, limits, policies, and regulatory requirements.
• Escalate breaches, exceptions, emerging risks, and material exposures to appropriate management.
• Track remediation plans for financial-risk issues and verify timely closure of agreed actions.
• Prepare financial-risk reports, dashboards, committee papers, and management presentations.
• Provide senior management and risk committees with clear analysis of financial exposures, trends, emerging risks, and recommended actions.
• Support development and periodic review of risk appetite statements, financial-risk limits, and tolerance thresholds.
• Conduct periodic financial-risk assessments and contribute to enterprise-wide risk assessments.
• Participate in internal and external risk reviews, regulatory examinations, audits, and supervisory assessments.
• Provide evidence, analysis, documentation, and responses for financial-risk-related audit and regulatory requests.
• Maintain comprehensive documentation of financial-risk methodologies, models, assumptions, limits, controls, and decisions.
• Ensure financial-risk data is accurate, complete, timely, and traceable.
• Work with Technology and Data teams to improve financial-risk data quality, reporting infrastructure, and risk analytics.
• Identify opportunities to automate risk monitoring, reporting, alerts, and exposure analysis.
• Monitor financial-risk systems and ensure appropriate controls over risk data and calculations.
• Conduct periodic reviews of financial-risk models and methodologies and recommend improvements.
• Assess emerging financial risks associated with new products, markets, business models, counterparties, and technologies.
• Support new-product and transaction risk assessments before implementation or approval.
• Develop risk indicators and early-warning mechanisms for emerging financial vulnerabilities.
• Coordinate with Compliance, Internal Audit, Legal, Operations, Investment Management, and other control functions.
• Provide training and guidance to junior risk professionals and business stakeholders on financial-risk concepts and requirements.
• Maintain awareness of evolving financial-risk practices, regulatory requirements, accounting developments, and market standards.

Key Performance Indicators

• Financial-risk limit compliance
• Risk appetite compliance
• Market-risk exposure accuracy
• Credit-risk exposure accuracy
• Counterparty-risk monitoring effectiveness
• Liquidity-risk monitoring accuracy
• Interest-rate-risk monitoring accuracy
• Foreign-exchange-risk monitoring accuracy
• Funding-risk monitoring effectiveness
• Concentration-risk monitoring
• Risk-limit breach frequency
• Risk-limit breach resolution time
• Early-warning indicator effectiveness
• Stress-testing completion
• Stress-test model accuracy
• Scenario-analysis quality
• Risk-model performance
• Model-validation completion
• Risk-data accuracy
• Risk-reporting accuracy
• Risk-reporting timeliness
• Risk-dashboard availability
• Financial-risk assessment completion
• Counterparty review completion
• Investment-risk review completion
• New-product risk assessment completion
• Risk issue identification rate
• Risk issue remediation timeliness
• Risk incident frequency
• Regulatory compliance
• Audit issue resolution
• Risk-control effectiveness
• Liquidity coverage performance
• Cash-flow forecast accuracy
• Funding forecast accuracy
• Portfolio risk-adjusted performance
• Hedging effectiveness
• Risk-adjusted return analysis quality
• Financial-risk reporting quality
• Management decision-support effectiveness
• Risk-analytics automation
• Process efficiency improvement
• Data-quality improvement
• Stakeholder satisfaction
• Risk-awareness training completion
• Continuous-improvement implementation

Ideal Candidate

The successful candidate should have strong experience in financial risk management, market risk, credit risk, liquidity risk, treasury risk, investment risk, enterprise risk, or quantitative risk analysis, preferably within a bank, investment firm, asset manager, insurance organization, financial institution, multinational corporation, or other complex financial environment.

The candidate should demonstrate:

• Strong understanding of financial-risk management principles and frameworks.
• Proven experience identifying, measuring, monitoring, and reporting financial risks.
• Strong knowledge of market, credit, liquidity, interest-rate, foreign-exchange, and counterparty risks.
• Experience developing and monitoring financial-risk limits and risk appetite metrics.
• Strong quantitative and analytical capabilities.
• Experience with stress testing, scenario analysis, sensitivity analysis, and financial-risk modelling.
• Strong understanding of financial markets, investment products, funding structures, and treasury activities.