Trade Finance Operations Officer / Letter of Credit Specialist

Job Title: Trade Finance Operations Officer / Letter of Credit Specialist

Location: United Arab Emirates (Remote)

Employment Type: Full-Time

Work Arrangement: 100% Remote — Work From Home

Level: Senior

About the Role

We are seeking an experienced Trade Finance Operations Officer / Letter of Credit Specialist to manage and support trade finance documentation, documentary credit processing, transaction monitoring, and international trade banking operations. This fully remote position focuses on reviewing letters of credit, examining shipping and commercial documents, coordinating import and export finance transactions, and ensuring compliance with applicable banking procedures and trade finance standards. The successful candidate will work closely with corporate clients, relationship managers, banks, logistics providers, and internal compliance teams to facilitate accurate and timely trade finance processing.

Key Responsibilities

• Review and process import and export letters of credit in accordance with approved banking procedures and applicable trade finance rules.
• Examine documentary presentations, including commercial invoices, bills of lading, packing lists, certificates of origin, insurance documents, and inspection certificates.
• Identify discrepancies between presented documents and letter of credit terms and conditions.
• Support the issuance, amendment, advising, confirmation, negotiation, and settlement workflows for documentary credits, subject to delegated authority.
• Review documentary collection transactions under applicable documentary collection rules and internal procedures.
• Coordinate trade finance transactions with issuing banks, advising banks, nominated banks, beneficiaries, applicants, and other relevant parties.
• Monitor transaction deadlines, document presentation periods, shipment dates, expiry dates, and payment maturities.
• Support processing of import and export financing requests, including relevant documentation and operational checks.
• Review shipping and trade documents for consistency, completeness, and alignment with transaction requirements.
• Maintain accurate digital records of letters of credit, amendments, document presentations, discrepancy notices, and transaction correspondence.
• Coordinate with compliance teams on customer due diligence, sanctions screening, trade-based money laundering indicators, and transaction risk concerns.
• Identify unusual trade patterns, inconsistent commercial information, suspicious documentation, and potential fraud indicators for escalation.
• Support the preparation of trade finance reports, transaction summaries, outstanding document trackers, and operational performance updates.
• Monitor trade finance transaction status and follow up on pending documents, approvals, and settlement instructions.
• Assist with reconciliation of trade finance accounts, fees, charges, and transaction-related entries.
• Support internal audits, compliance reviews, and operational control assessments by maintaining complete transaction evidence.
• Monitor changes in international trade finance practices, banking requirements, and relevant regulatory guidance.
• Apply appropriate confidentiality, information security, and document retention procedures.
• Recommend improvements to documentary examination, transaction processing, and trade finance workflow controls.

Qualifications and Experience

• Bachelor's degree in Banking, Finance, Accounting, International Business, Economics, or a related discipline.
• Significant experience in trade finance operations, documentary credits, international banking, or import and export finance.
• Strong knowledge of letters of credit, documentary collections, bank guarantees, and trade finance instruments.
• Understanding of ICC rules, particularly UCP 600, ISBP, and URC 522.
• Familiarity with international shipping documentation, Incoterms, bills of lading, certificates of origin, and commercial invoices.
• Knowledge of UAE banking practices, trade finance operations, and relevant regulatory and compliance requirements.
• Experience identifying documentary discrepancies and coordinating their resolution with relevant parties.
• Understanding of sanctions screening, AML controls, customer due diligence, and trade-based financial crime risks.
• Proficiency in banking systems, trade finance platforms, SWIFT messaging workflows, and document management systems.
• Strong analytical skills and attention to detail when examining complex trade documentation.
• Excellent written and verbal communication skills for coordinating with international banks and business stakeholders.
• Ability to manage multiple transactions, deadlines, and document presentation requirements independently.
• Strong organizational skills, professional integrity, and confidentiality.
• Relevant certifications in trade finance, international banking, or documentary credits are advantageous.
• Comfortable working remotely with international teams across different time zones.

What We Offer

• A fully remote, work-from-home position based in the UAE.
• Competitive compensation aligned with qualifications and professional experience.
• Opportunities to work with international trade finance transactions and banking operations.
• Exposure to diverse import, export, and documentary credit activities.
• Professional development opportunities in trade finance, banking compliance, and international commerce.

How to Apply

Interested candidates should submit an updated CV highlighting their trade finance experience, letter of credit expertise, documentary examination skills, and relevant banking qualifications.

Application Subject: Application – Trade Finance Operations Officer / Letter of Credit Specialist (UAE Remote)

Candidates should confirm applicable employment arrangements, residency requirements, and work authorization before accepting an offer.

• Professional Scope: This role provides remote trade finance documentation review, transaction processing support, discrepancy analysis, operational coordination, and compliance escalation. Formal bank undertakings, issuance or confirmation of letters of credit, payment releases, binding acceptance of documentary presentations, SWIFT messages requiring authorized signatory approval, regulatory filings, and other regulated banking decisions must be executed or approved by appropriately authorized banking personnel in the relevant jurisdiction.