Associate, Financial Sponsors, Structured Finance | S2 | Corporate & Commercial Banking | Manchester | Internal Mobility

Associate, Financial Sponsors, Structured Finance | S2 | Corporate & Commercial Banking | Manchester | Internal Mobility

Country: United Kingdom

IT STARTS HERE

Santander (www.santander.com) is evolving from a global, high-impact brand into a technology-driven organisation, and our people are at the heart of this journey. Together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible.

This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference.

Our mission is to contribute to help more people and businesses prosper. We embrace a strong risk culture and all our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

Corporate & Commercial Banking supports our corporate clients with the insight, sector expertise and financing solutions they need to grow. Within Structured Finance, we deliver bespoke debt-led funding solutions for complex and event-driven opportunities, working closely with clients and colleagues to combine commercial ambition with disciplined risk management.

THE DIFFERENCE YOU MAKE

Corporate & Commercial Banking is looking for an Associate, Financial Sponsors Structured Finance based out of Manchester.

In this role, you will support Directors, Associate Directors and Senior Associates in the origination, execution and ongoing management of structured finance transactions. You will contribute to deal administration, financial analysis, credit submissions, stakeholder coordination and portfolio handovers, while building the technical, legal and credit structuring capability needed to develop into a broader deal team role over time.

We’re shaping the way we work through innovation, cutting-edge technology, collaboration and the freedom to explore new ideas. To succeed in this role, you will be responsible for:

• Supporting deal execution and administration across structured finance transactions, working with the wider deal team to deliver quality output within target timelines.
• Assisting with financial analysis, credit risk assessment and the preparation of credit committee submissions, presentations and related materials.
• Helping to identify, assess and escalate transaction and portfolio risks, while operating within approved credit processes, appetite frameworks and wider bank controls.
• Co-ordinating effectively with internal stakeholders including Coverage, Risk, Portfolio and product teams, as well as external advisers and customer stakeholders where appropriate.
• Supporting relationship development with existing and prospective clients, management teams and key business introducers as part of a broader deal team.
• Maintaining high standards of data integrity, customer confidentiality, regulatory compliance and accurate recording of origination and customer activity in key systems.
• Contributing to post-completion portfolio handovers, ongoing relationship support, team initiatives and continuous improvement in procedures, reporting and ways of working.
• Taking ownership of your professional development, learning technical, legal and credit structuring skills, and contributing positively to team culture and Santander behaviours.

WHAT YOU’LL BRING

Our people are our greatest strength. Every individual contributes unique perspectives that make us stronger as a team and as an organisation. We’re enabling teams to go beyond by valuing who they are and empowering what they bring.

Professional Experience:

• Relevant experience in a Corporate Banking, Corporate Finance or wider financial services environment, with exposure to lending, credit or transaction execution activity (Required)
• Experience supporting financial analysis, credit assessment, deal execution or portfolio management activity, with the ability to work accurately under time-critical deadlines (Required)
• Experience contributing to pitches, tenders, marketing activity or broader business development support would be advantageous (Preferred)
• Have a good working knowledge of nCino and be comfortable using the platform as part of the credit process (Required)

Education:

• Degree-level education or equivalent professional experience in finance, accounting, economics, business or a related discipline (Required)
• Accountancy qualifications or similar professional qualifications are advantageous, but not essential (Preferred)

Hard Skills:

• Good credit and financial analysis capability, including financial modelling skills or demonstrable transferable skills and the ability to develop this competency quickly (Required)

• Knowledge of corporate banking or structured finance products, credit processes and the financial services market, with excellent attention to risk and control requirements (Required)

• Good working knowledge of Microsoft Office and the ability to learn internal systems, processes and reporting requirements quickly (Required)

Soft Skills:

• Solid communication and interpersonal skills, with the ability to work collaboratively across deal teams and build effective internal and external stakeholder relationships (Preferred)
• Highly organised and detail-oriented, with resilience, sound judgement and the ability to manage competing priorities and deadlines in a fast-paced environment (Preferred)
• Proactive, accountable and eager to learn, with the confidence to seek feedback, take initiative and contribute positively to team performance and customer outcomes (Preferred)

WE VALUE YOUR IMPACT

At Santander, your contribution matters. We recognise the difference you make every day, and we make sure you feel valued, supported and rewarded in return.

Here, recognition goes beyond pay. It’s about the pride you feel in your work, the impact you have on customers and communities, and the opportunities you have to grow and thrive — personally and professionally.

Salary Range:
£41,808.00 - £62,712.00 per annum (depending on experience)

This salary range represents the expected remuneration for the role. Annual salary is based on a standard 35-hour working week. Actual salary offered will depend on skills, experience, qualifications and location.

• Competitive rewards that reflect the real impact you make and the value you bring.
• Wellbeing that goes beyond work — we work with a range of wellbeing partners across our 4 pillars of wellbeing (physical, mental, social and financial) to give you access to a suite of apps, discounted gym and fitness access, weekly online classes, flexible healthcare and mental health support.
• Support for every life stage — from menopause and pregnancy to parenthood and beyond, with enhanced family leave, childcare options and tailored wellbeing support.
• Time to give back through volunteering opportunities that let you make a difference in the communities we serve.
• Global growth opportunities to shape your career, learn new skills and explore what’s possible across our international network.

Ready to be recognised? It starts with you.

LOCAL COMPLIANCE

At Santander, we’re proud to be an inclusive organisation that provides equal opportunities for everyone regardless of age, gender, disability, civil status, race, religion or sexual orientation.

We’re committed to creating a recruitment experience that’s accessible, fair and welcoming for all candidates.

We want our people to thrive at work and at home while delivering the best outcomes for our customers and supporting each other to grow.

To make this possible, our roles are site-based with a hybrid working pattern, where colleagues are expected to attend the office at least 12 days per month (pro-rata for part-time roles).

When applying, please consider the travel distance, time and cost to your chosen office location.

We welcome applications on the understanding that, should you be offered this role, there may be no relocation package available. Santander will pay the employer mandatory government fees that are required to pay in connection with visa sponsorship. You may be liable for your own personal employee immigration and relocation costs. (Only applicable for roles that are eligible for sponsorship)

WHAT TO DO NEXT

If this sounds like a role you are interested in, then please apply.

For further Guidance please visit Internal Mobility - Candidate Guidance.

If you want to know more about the opportunity:

Please contact: Chris Thomas - Chris.Thomas@santander.co.uk

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