Finance Manager

The Finance Manager will play a key role supporting the Head of FP&A (HoFP&A) and Deputy Chief of Finance (DCFO) in delivering the bank's financial management and strategic planning. This will include supporting the achievement of Afin Bank Limited’s (ABL) ambitious growth plans. This role will involve a wide range of activities within the finance area as well as opportunities to collaborate with the wider bank.

Due to the early-stage nature of the bank, the Finance Manager will play a key role in the testing and implementation of the financial systems and wider technology architecture ensuring it aligns with the needs of the Finance team, as well as developing the procedures and controls. The overall objective is to automate the financial architecture and provide management information (MI) and insight to drive the business forward.

The key objective will be to ensure financial control through effective processing, as well as support the production of insightful MI to aid effective decision-making at operational and board levels and support the wider requirements of the Group (parent/investor).

As Finance Manager, your key accountabilities include, but are not limited to, the following:

Financial Control

• Assist with the financial control and reporting with a key focus on balance sheet management and achieving the financial targets set in the corporate plan, budget and forecasts
• Manage the preparation of accurate and timely financial reports, including income statements, balance sheets, and cash flow statements in accordance with IFRS
• Support the preparation of statutory accounts and provide relevant support and commentary for the external auditors
• Maintain the general ledger, financial accounts and management accounts, including backup, supporting schedules and reconciliations and journal posting for month-end and year-end accounts
• Ensure the accurate and timely processing of financial transactions and reporting
• Assist with the development, implementation and maintenance of all the bank's accounting policies in accordance with IFRS
• Prepare, review, maintenance and update of finance documentation, including Finance processes, procedures and policies
• Manage the Accounts Payable process, including processing payments, invoices and expense claims
• Reconcile and update the fixed asset register and intangible assets
• Perform any ad-hoc tasks required by the finance or executive team.

Financial Reporting and Analysis

• Support the HoFP&A and Deputy CFO with business requirements to enable the development, implementation and maintenance of the financial planning tools, AP and expense system, general ledger and other finance systems for the bank
• Support the annual budgeting and forecasting process, ensuring budgets and forecasts are realistic, aligned with strategic objectives, and comply with UK financial regulations
• Assist with the production of regular financial performance reporting and commentary to all areas of the bank including the executive team and the board of directors
• Analyse financial data to identify trends, opportunities, and areas for improvement
• Monitor and report on key performance indicators to help drive the performance of the bank
• Continually reviewing and improving existing processes, controls and documentation
• Working closely with Finance, Treasury, Risk and key stakeholders in the wider business to support all prudential aspects of capital and liquidity planning and reporting

Financial Operations

• Manage the day-to-day financial operations, including accounting and financial systems
• Manage the bank reconciliation process including all lending and deposit entries
• Manage the accurate and timely processing of financial transactions and reporting
• Maintain best practices in financial processes, systems and controls in a compliant manner
• Improve, develop, and maintain financial operations to ensure the effective running of the function, ensuring procedures are put in place to execute the tasks effectively
• Maintain and update finance documentation, including Finance processes, procedures and policies

Risk Management

• Assist with the delivery of the Finance Risk and Controls Self-Assessment, including reporting and liaising with the Risk team
• Maintain robust risk management to safeguard the bank's financial assets
• Collaborate with various departments to ensure the bank's compliance with UK financial regulations and industry standards

Regulatory Compliance and Audit

• Stay current with UK financial regulations, industry trends, and emerging best practices
• Collaborate with internal and external auditors during audits in a professional and collaborative manner
• Review the findings made by the internal & external auditors and support the accurate and timely delivery of any recommendations

Conduct and accountability

Follow the Bank’s applicable FCA and PRA Conduct Rules, policies and controls. Act with integrity, due skill, care and diligence; be open and cooperative with regulators; treat customers fairly; observe proper standards of market conduct; and deliver good outcomes for retail customers where the relevant rule applies. Complete required training and raise risks, breaches and concerns promptly.

Our Values

• Curiosity
• Togetherness
• Empowerment
• Innovation

Benefits

Our benefits package consists of but not limited to:

• 6x life assurance
• 26 days annual leave
• BUPA private medical insurance
• 15% pension (5% employee contribution and double matched as 10% employer contribution)
• Annual discretionary bonus eligibility
• Access to a suite of competitive benefits under Health and Wellbeing
• Colleague social events