Senior Marine Insurance Specialist

Job Title: Senior Marine Insurance Specialist

Location: United Arab Emirates (Remote)

Employment Type: Full-Time

Work Arrangement: 100% Remote — Work From Home

Level: Senior

About the Role

The Senior Marine Insurance Specialist is responsible for supporting marine insurance underwriting, policy administration, risk assessment, and claims coordination across cargo, hull and machinery, marine liability, and related insurance portfolios. The role involves reviewing policy terms, evaluating marine risk documentation, coordinating surveys and claims investigations, monitoring exposure, and supporting the resolution of complex marine insurance matters. Operating fully remotely, the specialist works closely with underwriters, brokers, shipowners, freight operators, surveyors, loss adjusters, and legal and compliance teams. Physical vessel inspections, cargo surveys, and maritime operational activities must be performed by qualified local professionals.

Key Responsibilities

• Review and coordinate marine insurance matters involving cargo, hull and machinery, marine liability, freight, and associated maritime risks.
• Analyze marine insurance submissions, vessel particulars, cargo descriptions, voyage information, trading routes, and risk documentation.
• Review policy wordings, endorsements, warranties, exclusions, deductibles, coverage limits, and applicable clauses.
• Support underwriting assessments by preparing risk summaries, exposure analyses, and recommendations for authorized underwriters.
• Evaluate vessel age, classification information, operating history, flag details, navigation limits, and available condition reports.
• Review cargo characteristics, packaging information, transportation methods, storage conditions, and voyage-related risk factors.
• Coordinate with brokers, shipping companies, freight forwarders, port operators, and other stakeholders to obtain relevant documentation.
• Review marine claims involving cargo damage, vessel damage, collision, grounding, fire, machinery breakdown, theft, and general average.
• Examine survey reports, incident records, photographs, repair estimates, invoices, bills of lading, and other supporting evidence.
• Coordinate with marine surveyors, average adjusters, technical consultants, and loss adjusters to obtain independent assessments.
• Analyze claim circumstances against applicable policy terms and identify potential coverage issues, exclusions, or breaches of warranties.
• Support reserve reviews, loss estimates, settlement analysis, and recovery recommendations.
• Identify potential fraud indicators, documentation inconsistencies, unusual shipment patterns, and suspicious claims activity.
• Monitor claims involving salvage, general average, sue and labour expenses, subrogation, and recovery opportunities.
• Maintain accurate digital records of policies, endorsements, risk assessments, claims correspondence, and supporting documentation.
• Monitor policy renewals, outstanding information, claims developments, and marine portfolio performance indicators.
• Prepare management reports on marine exposures, claims trends, underwriting performance, and emerging maritime risks.
• Support compliance reviews relating to sanctions, vessel restrictions, trading limits, and applicable marine insurance requirements.
• Recommend improvements to underwriting documentation, claims workflows, risk controls, and service delivery processes.

Qualifications and Experience

• Bachelor's degree in Insurance, Maritime Studies, Marine Engineering, Shipping, Logistics, Finance, or a related discipline.
• Significant experience in marine insurance, marine underwriting support, claims management, or maritime risk administration.
• Strong understanding of marine insurance products, including cargo, hull and machinery, and marine liability coverage.
• Knowledge of marine insurance clauses, policy conditions, warranties, exclusions, deductibles, and settlement principles.
• Experience reviewing vessel documentation, cargo records, shipping documents, survey reports, and claims evidence.
• Understanding of maritime transportation, vessel operations, port activities, and international shipping practices.
• Familiarity with marine claims involving cargo damage, collision, grounding, general average, salvage, and machinery incidents.
• Awareness of relevant maritime conventions, classification requirements, sanctions controls, and UAE insurance practices.
• Strong analytical, documentation review, and risk assessment skills.
• Ability to interpret technical marine reports and communicate findings clearly to non-technical stakeholders.
• Experience using insurance administration platforms, claims systems, and digital document management tools.
• Excellent written and verbal communication skills.
• Strong organizational abilities and capacity to manage multiple complex cases remotely.
• High standards of confidentiality, professional judgment, and attention to detail.

What We Offer

• Fully remote working arrangement within the stated UAE-based role framework.
• Opportunity to work across diverse marine insurance products and maritime risk portfolios.
• Collaboration with international insurance, shipping, and maritime professionals.
• A professional environment focused on technical accuracy, risk management, and claims service quality.
• Opportunities for continued development in marine insurance and maritime risk management.

How to Apply

Interested candidates should submit an updated CV highlighting their marine insurance experience, knowledge of maritime risks, and exposure to underwriting, policy administration, or marine claims.

Application Subject: Application – Senior Marine Insurance Specialist (UAE Remote)

• Candidates should confirm applicable employment arrangements, residency requirements, and work authorization before accepting an offer. Vessel inspections, cargo surveys, physical damage assessments, and other on-site maritime activities must be performed by qualified local professionals. Formal underwriting approvals, regulated insurance decisions, binding policy commitments, claims authorizations, and statutory or regulatory filings must be completed by appropriately authorized personnel in accordance with applicable requirements and internal delegation frameworks.