Credit Portfolio Analyst

Role Description The Credit Portfolio Analyst is a part-time hybrid role based in Abu Dhabi Emirate, United Arab Emirates, with flexibility for some work from home. The role involves monitoring and analyzing the credit performance of customer and supplier portfolios, including assessing exposure, concentration, and risk trends. The analyst will evaluate financial data, prepare credit reports, and support credit limit recommendations and ongoing portfolio optimization. Day-to-day tasks also include tracking key risk indicators, assisting with investment and financing decisions related to working capital, and coordinating with finance and commercial teams to align credit policies with business objectives. The Credit Portfolio Analyst will contribute to the development of risk mitigation strategies, maintain accurate portfolio records, and support compliance with internal controls and relevant regulations.

Qualifications

• Strong analytical skills to interpret financial statements, risk metrics, and portfolio performance data.
• Knowledge of finance and investments relevant to credit assessment, funding decisions, and working capital management.
• Experience or familiarity with portfolio management, including monitoring exposures, diversification, and credit limits.
• Effective communication skills to present findings, prepare clear reports, and collaborate with cross-functional teams.
• Bachelor’s degree in Finance, Accounting, Economics, Business, or a related field; professional certifications (e.g., CFA, FRM, or equivalent) are an advantage.
• Proficiency with spreadsheets, financial modeling, and basic data analysis tools; experience with ERP or portfolio management systems is beneficial.
• Ability to work independently in a hybrid environment, manage multiple tasks, and meet deadlines with attention to detail.
• Knowledge of credit risk principles and regional market practices in the UAE or broader Middle East is a plus.