Senior Reinsurance Treaty Specialist

Job Title: Senior Reinsurance Treaty Specialist

Location: UAE (Remote)

Employment Type: Full-Time

Level: Senior

Work Arrangement: Fully Remote — 100% Work From Home

About Us

We are committed to delivering effective reinsurance solutions that strengthen risk management, financial stability, and sustainable business growth. We are seeking an experienced Senior Reinsurance Treaty Specialist to manage treaty reinsurance arrangements, coordinate renewals, analyze risk exposures, and ensure accurate contractual documentation and reporting. The ideal candidate will have strong technical knowledge of reinsurance treaty structures, excellent analytical capabilities, and the ability to collaborate with insurers, reinsurers, brokers, and internal stakeholders in a fully remote environment.

Key Responsibilities

• Manage the administration and ongoing servicing of proportional and non-proportional reinsurance treaty arrangements.
• Coordinate treaty renewals, placements, amendments, and negotiations with reinsurers and reinsurance brokers.
• Review treaty wording, contractual terms, exclusions, limits, deductibles, retention levels, commissions, and reinstatement provisions.
• Analyze portfolio exposures, underwriting results, loss experience, and claims trends to support appropriate reinsurance structures.
• Assist in developing reinsurance strategies aligned with business objectives, risk appetite, capital requirements, and regulatory expectations.
• Prepare treaty submissions, renewal presentations, underwriting data, exposure summaries, and supporting documentation.
• Coordinate the collection, validation, and reconciliation of underwriting information required for treaty placements and renewals.
• Review reinsurance quotations and compare pricing, capacity, coverage terms, exclusions, and contractual conditions.
• Monitor treaty performance, premium income, claims recoveries, reinstatement premiums, commissions, and other treaty-related financial transactions.
• Ensure accurate calculation and settlement of treaty premiums, brokerage, commissions, and other contractual amounts.
• Coordinate with underwriting, actuarial, finance, claims, risk management, and compliance teams to ensure consistent treaty administration.
• Review reinsurance bordereaux, statements of account, premium adjustments, and claims-related documentation.
• Monitor recoverables from reinsurers and follow up on outstanding balances, settlement discrepancies, and overdue payments.
• Maintain accurate treaty records, contract documentation, renewal schedules, and electronic filing systems.
• Support the resolution of contractual interpretation issues and treaty-related disputes in coordination with relevant stakeholders.
• Assist with catastrophe exposure analysis, accumulation monitoring, portfolio risk assessments, and reinsurance protection reviews.
• Monitor changes in reinsurance market conditions, pricing trends, reinsurer capacity, and emerging risk exposures.
• Ensure treaty arrangements and supporting documentation comply with internal policies and applicable UAE insurance and regulatory requirements.
• Prepare management reports covering treaty utilization, portfolio performance, recoverables, renewal outcomes, and reinsurance costs.
• Identify opportunities to improve treaty structures, operational efficiency, data quality, and reinsurance purchasing effectiveness.
• Perform all responsibilities remotely while maintaining effective communication, document security, and timely coordination across departments.

Qualifications and Experience

• Bachelor's degree in Insurance, Risk Management, Finance, Economics, Actuarial Science, Business Administration, or a related field.
• At least 5–8 years of relevant experience in reinsurance treaty administration, treaty placement, reinsurance operations, or insurance risk management.
• Strong understanding of proportional treaties, including quota share and surplus arrangements, and non-proportional treaties, including excess-of-loss and stop-loss structures.
• Experience supporting treaty renewals, reviewing contractual wording, preparing submissions, and coordinating with reinsurers and brokers.
• Knowledge of reinsurance pricing concepts, underwriting performance analysis, loss ratios, exposure data, and portfolio risk assessment.
• Familiarity with treaty premium calculations, commissions, reinstatement provisions, claims recoveries, and reinsurance accounting processes.
• Understanding of insurance and reinsurance documentation, contractual obligations, and relevant regulatory requirements.
• Familiarity with the UAE insurance market and applicable regulatory frameworks is an advantage.
• Strong analytical skills with the ability to interpret financial data, underwriting results, and risk exposure information.
• Excellent negotiation, communication, coordination, and stakeholder management skills.
• Proficiency in Microsoft Excel and other Microsoft Office applications; experience with reinsurance administration systems and insurance platforms is preferred.
• High attention to detail when reviewing treaty wording, financial calculations, contractual records, and renewal documentation.
• Strong organizational skills and the ability to manage multiple treaty portfolios and renewal deadlines.
• Ability to work independently, exercise sound professional judgment, and collaborate effectively with geographically distributed teams.
• Relevant professional qualifications in insurance, reinsurance, risk management, or actuarial studies are an advantage.

Key Performance Indicators (KPIs)

• Treaty Renewal Effectiveness: Complete treaty renewals and documentation accurately within agreed timelines.
• Contract Accuracy: Maintain high standards of accuracy in treaty wording, contractual terms, and supporting records.
• Reinsurance Cost Management: Support competitive treaty pricing and effective allocation of reinsurance capacity.
• Portfolio Protection: Contribute to the adequacy of reinsurance structures relative to portfolio exposures and risk appetite.
• Financial Reconciliation: Maintain accurate treaty premium calculations, commissions, recoverables, and account reconciliations.
• Recoverables Management: Support timely collection and resolution of outstanding reinsurance recoverables.
• Data Quality: Ensure completeness, consistency, and reliability of underwriting submissions and treaty reporting data.
• Compliance: Maintain adherence to contractual obligations, internal procedures, and applicable regulatory requirements.
• Stakeholder Coordination: Build effective working relationships with reinsurers, brokers, underwriting teams, finance, and other stakeholders.
• Operational Efficiency: Identify improvements that reduce processing delays, reconciliation discrepancies, and administrative errors.
• Reporting Quality: Deliver accurate and timely management reports on treaty performance and reinsurance exposure.

What We Offer

• Competitive compensation based on qualifications and professional experience.
• 100% remote work arrangement, allowing you to work from home without routine office attendance.
• Opportunities to contribute to reinsurance strategy, treaty portfolio management, and risk optimization.
• A professional and collaborative environment focused on technical excellence and sound risk management.
• Opportunities for career progression within reinsurance, insurance operations, and risk management.
• Access to digital collaboration tools and systems to support effective remote working.
• A performance-oriented culture that values accuracy, accountability, commercial awareness, and continuous improvement.

How to Apply

Interested candidates should submit an updated CV and a brief cover letter highlighting their treaty reinsurance experience, knowledge of proportional and non-proportional arrangements, renewal and placement expertise, and relevant achievements in treaty administration or portfolio risk management.

Email Subject Line: Application – Senior Reinsurance Treaty Specialist (Fully Remote, UAE)

We welcome experienced reinsurance professionals who combine strong technical expertise, commercial judgment, analytical precision, and a commitment to effective risk transfer solutions.

• Important: This position is intended to be fully remote. Candidates should confirm any applicable employment, residency, and work authorization requirements before accepting an offer.